Diversify Your Portfolio With Short-Term, High-Yield Private Credit
Merchant Opportunities Fund is a private credit fund with a 14+ year track record, delivering consistent, attractive and highly diversified returns to our investors.
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THE FIRM
Delivering Results for Investors
Why Invest with Merchant Opportunities Fund?
Merchant Opportunities Fund was founded to provide double digit returns and monthly liquidity to investors by investing in short-term, high yielding, fully amortizing debt to under-served small business and consumer borrowers.
12%
Target Annual Net Returns
Total Portfolio
$118.5M
Average Net Return in Last 3 Years*
11.9%
Founded
2010
As of July 15th, 2024. *Average Annualized Compound Return Net of Fees
Merchant Opportunities Fund has a unique focus on short-term, small size, high yield, fully amortizing debt, which it originates through proprietary channels.
The result? An uncorrelated and distinctive investment strategy that avoids the common pitfalls of private credit by providing superior diversification, monthly liquidity that it can confidently satisfy, and a transparent & objective approach to portfolio valuation.
The result? An uncorrelated and distinctive investment strategy that avoids the common pitfalls of private credit by providing superior diversification, monthly liquidity that it can confidently satisfy, and a transparent & objective approach to portfolio valuation.
Outperforming Traditional Investments
Our fund has consistently outperformed major market indices with a 11.3% net return in 2023, 13.7% net return in 2022, a 11.6% 3 year average net return and a 12% target annual net return.
Learn More12%
Target of 12% Net Annual Returns
Gain access to exclusive high-yield private credit investments, historically outperforming traditional asset classes.
Short-Term Investments
The short-term nature of the Fund's loans allows us to actively manage risk through our ability to rapidly re-balance the Fund's portfolio during periods of economic change.
Monthly Cash Flow
Unlike traditional private credit funds, we offer monthly liquidity, allowing you to access your investment when you need it.
Tax-Advantaged Investing
Merchant Opportunities Fund offers tax-advantaged options for both personal and corporate investors.
Superior Downside Protection
Our diversified portfolio of over 10,000+ loans, combined with our rigorous underwriting process, provides superior downside protection.
$700M+
Capital Deployed Since Inception
By investing in a very large number of small, short-term financings over many years, we have built an industry-leading dataset that powers our statistical models for credit adjudication.
“Our focus on small-dollar, short-term, fully amortizing debt results in greater diversification and reliable cash flow, making our strategy one of the most compelling options for investors in private credit.”
David Gens
Founder & CEO at Merchant Opportunities Fund